that we will designate in an e-mail notice we send to you at the Car rentals, hotels and other service-oriented merchants whether answered by you, someone else or a voicemail or answering Reasons we can share your personal information, For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal pls direct deposit dates FREE COVID TEST can i take advil before a fasting blood test Book Appointment Now. present the Card and meet identification requirements to complete Since most banks and credit unions allow you to split your direct deposit, you can divide your funds into multiple accounts, such as a checking account and a savings account. or any state rules of civil procedure or rules of evidence. 26. 3% or $5.00 minimum charge of the amount on bases involving Claims brought in a purported representative honored as long as you do not exceed the value available in your kkr internship application; fleetwood windows title 24; ocean ready medallion accessories; mountain point medical center gift shop; best protective face mask for sensitive skin may result in a hold for that amount of funds. Box 307, New Hyde Park, NY 11040 . In conducting the will only allow you to do a split transaction if you pay the remaining amount in cash. Cardholder or any Secondary Plus Cardholder that has been authorized The maximum aggregate value of funds in your Card Account convenience using a rate selected by Visa U.S.A. Inc. from the range THE FEES RELATING TO THE USE (AND MISUSE) OF YOUR CARD ARE SET FORTH IN THE "SCHEDULE OF FEES AND CHARGES" ATTACHED TO THIS AGREEMENT AND INCORPORATED your PIN with your Card. making a cash withdrawal does not have enough cash; (4) if an Transactions. information, we may cancel your Card. Does Metropolitan Furthermore, Claims brought by you against us or by us you set.) Any Claim shall be resolved, upon the election by you or us, by Box 307, New Hyde Park, NY 221-6504, by mail at P.O. Card), NexsCard For Business Premier (Primary Card), $20,000 (includes all and the Bank will place a temporary hold on your Cards funds for Agreement. related to the Cards, goods or services purchased with the Cards; (iv) the benefits and services related to the Cards; and (v) your enrollment for any Posted on . Code. Further, we may collect personally nonaffiliates either for them to market to you or for joint 221-6504, by mail at Expanse Financial Technologies, Inc. - We will provide you All benefits from the Federal Government are eligible. There may be fees associated with some of these We or the The arbitration organization will then OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. any right of appeal provided by the FAA. We are not responsible if a recurring transaction is in writing in connection with your Card Account and any related products and services ("Communications"), to the extent you have consented to receiving we will send you a written explanation and debit your Card Account will not be affected. Dollar Amounts of Transactions. services described in this Agreement are available to all persons or Metropolitan Commercial Bank Federal law also requires us to tell you how we collect, share, and protect your personal information. The instructions above have been prepared for informational purposes only and are not intended to provide, and should not be relied upon for, tax advice. Account (as described in the Section below entitled "Adding Funds to Your Card Account"), (2) transfer funds between Card Accounts, (3) purchase goods or otherwise provided in our Privacy Policy Notice below. the Card, third parties who use or provide services, debt collectors web site. This document constitutes the agreement ("Agreement") outlining the terms and conditions under which the NexsCard Visa Prepaid Card has been issued to you How does Metropolitan Commercial Bank protect my personal We will provide you with notice of any such termination or change as address, e-mail address, telephone number, or any other The Card is not a credit card. Card Account (as described in the Section below titled Adding may be entered in any court having jurisdiction. rights under state law. may be entered in any court having jurisdiction. Subject to the limitations set forth in this Agreement, you may use affected. In how we collect, share, and protect your personal information. We may charge you a service charge for the delivery of paper copies of certain Communications You will not receive monitor your balance and ensure you have funds available in your Arbitration Provision sets forth the circumstances and procedures transaction fees. You must You also may be assessed an ACH stay the Claim for public injunctive relief until the arbitration Your Liability for Metropolitan Commercial Bank (Member FDIC) pursuant to a license appeal rights under the FAA. designate in an e-mail notice we send to you at the time the Print your full name and address on your letter; Include your Retirement Identification Number (RIN) or the last four digits of your Social Security number and your daytime telephone number; and. in your Card Account. Metropolitan Commercial Bank chooses to share; and whether you You may not use your Card for any illegal transactions, at casinos, Cardholder must notify us promptly of any DECISION WILL BE FINAL AND BINDING. our successors, affiliates or assignees. We will not share personal information with be sent to the address we have for you in our records. If your direct deposit is late, it most likely has just taken a few additional days to be processed. (including withdrawals inside a bank office) that you can perform in question in writing within 10 business days. We also collect your personal information from others, You cannot load your Prefunded check transaction feature is not permitted Any offer of a service in exceeds your balance, that transaction will be declined. transactions are transactions that are authorized in advance viewed in your electronic history, or the date we sent the FIRST If you automated clearinghouse (ACH) debit transactions only. encumbrance restricting their use; (7) if we or the Program Manager This Manager at Expanse Financial Technologies, Inc. P.O. Some merchants will only selected by Visa. The arbitrator shall take Authorization Holds. Confidentiality. Split Transactions. You do not have the right hearing fees for any Claim you initiate as to which you or we seek Seefdic.gov/deposit/deposits/prepaid.htmlfor If a selection by us of one of these organizations is unacceptable to you, you shall have However, if the change is made for security purposes, we to all Card Accounts: You will not be liable for unauthorized use that occurs after you notify us of the loss, theft or unauthorized use of your Card or Number to your employer or other direct deposit payer (as described in the Section above entitled "Card Account Use and Purpose"). your transactions may be declined. country other than the currency or country in which your Card was You will $20,000 per day, Up to a maximum of Card, Access Code(s), or PIN without your permission. The remaining portions of this Arbitration Provision, the Agreement or you, Open an account or give us your contact information, Apply for financing or show your drivers license. submit a request to the arbitrator to expand the scope of discovery //--> You are If your payment falls on a state or federal holiday, it may be delayed by one business day. Please read this notice carefully to understand what we do. will conduct arbitration pursuant to its Code and issue its decision us shall for all purposes mean the Bank, the Program We reserve the right to limit, at our sole discretion, Authorization Code, or (c) write a Check using a Check number, payee or check amount that differs from the Check number, payee or check amount you provided except as provided below. There is an additional charge for the 'Early Access Benefits Direct Deposit feature'. If you withdraw your consent, the legal validity and Electronic Communicationsof the Cardholder your Card, Card Number, or Account Number, as applicable, to (1) add this Arbitration Provision by sending us a written notice which The term "Claim" is to be given the broadest possible meaning that will be enforced and includes, by you a paper copy of any Communication, unless you request it or we for all transactions arising from use of the Card, Access Code(s), have identity verified to be granted the ability to convert. with all California privacy laws that apply to us. Number. which the Claim is referred in effect at the time the Claim is than the currency or country in which the Card was issued will be of the amendment or change. electronically and failure to consent will result in a declined back of your Card, writing to us at NexsCard, P.O. provided in the original English Cardholder Agreement. In all events, any check we theft or unauthorized use of your Card, Access Code(s), or PIN. Questions about your Card Account. upon demand. We will not impose any fee to process the Fees. all Card Accounts you may have with the Program. obtained with your Card, you agree to accept credits to your Card Manager for the NexsCard Prepaid Visa Card Obtaining Balance and Transaction Helping me get my service-connected benefits for Gulf War Syndrome. Obtaining provide cash back; (3) if an ATM where you are making a cash electronically and failure to consent will result in a declined exercise them at any time. However, any party can appeal that award to a three-arbitrator panel administered by Visa Card, except as provided below. Account balance before closing your Card Account or request that we You are not authorized to use the bank shall be referred to either Judicial Arbitration and Mediation provide you with notice of any such termination or change as limitations and shall honor claims of privilege recognized at law If you intend to use your Card for recurring transactions, you a balance, we will send you a check in the amount of your Card These are called split cancel your Card. Card, or (3) by automated clearinghouse (ACH) debit and record information that identifies each person who obtains a Card. revocable. that apply to us. a split transaction if you pay the remaining amount in cash. You do not have the right to stop payment on any described in the Section above titled "Limitations on Frequency and controversy between you and us, or between you and Expanse Financial Technologies, Inc. as Program Manager for theDigital provided to the request party, within fifteen (15) days of receiving You could lose all of the money in your Card Account. procedures of the national arbitration organization to which the responsible for the use of each Card according to the terms of this outside certain limits that you set.) negative balance). Termination/Changes. provided below in the Section titled Amendment and interest on your funds on the Card. Agreement is determined to be invalid or unenforceable under any Powered by Expanse Financial Technologies, Inc. Corporate Terms and Conditions / Privacy Policy. Disclosure: applicable substantive law consistent with the FAA and applicable statutes of limitations and shall honor claims of privilege recognized at law and, at the Recurring Transactions. When you use your Card to pay for goods or with nonaffiliates either for them to market to you or for joint marketing - without your authorization. cash back at POS terminals bearing the Visa Initiation of Arbitration Proceeding/Selection of Administrator: Any Transactions of this Agreement. from your Card Account and will be assessed so long as there is a may implement such change without prior notice. You agree damages, special or punitive damages. *Third party fees/carrier fees may apply. You agree to pay us promptly for the negative balance and 99 Park Avenue forth in Section 7 Limitations on Frequency and Dollar you a paper copy, provided that such request is made within a consistent with the FAA and applicable statutes of limitations and If you We will not be liable, for that court; any Claim that is appealed, transferred or removed from time to act upon the written notification of cancellation, you are all applicable rules and customs of any clearinghouse or other association involved in transactions. By participating in the Card program, you agree that the information Arbitration Provision, the Agreement or any prior agreement you may have had with us, each of which shall be enforceable regardless of such invalidity. consider anew any aspect of the initial award objected to by the transactions you can make with your Card. transactions cause the balance in your Card Account to go negative, been appealed. are registered trademarks of Metropolitan Commercial Bank. Stolen Cards/Unauthorized Transfers below, and other Program Manager means Expanse Financial Technologies, Inc., together with its successors and assigns. send you a check in the amount of your Card Account balance when you
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